Estate & Retirement Tax Planning

Protect What You’ve Built. Keep More of What You Pass On.

Most people plan for retirement income, but not retirement taxes.
Even fewer consider how taxes will impact their heirs, estate, or business legacy.

And if you wait too long to plan, you lose the chance to make smart, strategic moves, like converting retirement income, gifting assets, or avoiding unnecessary taxation on your estate.

Without a plan, you could:

  • Pay more in retirement taxes than necessary

  • Leave your heirs with a surprise tax bill

  • Reduce the after-tax value of your estate

  • Lose key deductions, credits, or transfer opportunities

Trustway Accounting helps individuals, families, and business owners reduce tax burden in retirement and protect their legacy through personalized estate and retirement tax strategies.

Whether you’re nearing retirement, already retired, or thinking about succession we help you plan with clarity, confidence, and control.

Smart Tax Planning Doesn’t End When You Retire

If anything, the tax consequences of poor planning get bigger in retirement.
And when it comes to your estate, you only get one chance to pass things on the right way.

What We Help You Plan For

Retirement Income Tax Strategy

  • Optimize the order of withdrawals (IRA, 401(k), Roth, brokerage)

  • Delay or manage Required Minimum Distributions (RMDs)

  • Convert traditional accounts to Roth at the right time

  • Manage Medicare-related tax brackets & surcharges

Estate & Inheritance Tax Planning

  • Minimize estate tax liability for heirs

  • Structure gifting and charitable contributions tax-efficiently

  • Coordinate with estate attorneys for asset transfers, trusts, etc.

  • Plan for business succession or asset liquidation

Long-Term Wealth Preservation

  • Reduce taxation across generations

  • Prepare tax documents your family and executor will actually understand

  • Align your personal values, legacy goals, and tax strategies

What You’ll Gain

  • Clarity on your future tax situation

  • Fewer surprises in retirement

  • More wealth passed on less lost to taxes

  • Confidence that your legacy is protected

Let’s Plan Ahead So You (and Your Family) Keep More

Schedule your estate & retirement tax planning session today and create a strategy you’ll be proud to pass on.

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